Wettermark Keith has a downtown Chattanooga office and has recovered compensation in more than 50,000 personal injury cases.
If you were hurt in an Uber, Lyft, or other rideshare crash anywhere in the Chattanooga metro – from Hixson to East Ridge, Red Bank to Ooltewah, Brainerd to Collegedale – our attorneys are ready to hear your story. Call us today or complete the form to start your free case review.
Rideshare crashes in Chattanooga don't unfold like ordinary wrecks – and the insurance fight starts within hours.
A tired Uber driver rear-ends your car on I-24 on a late run through Brainerd. A Lyft pulls away from a Market Street hotel and t-bones a passenger-side door on a downtown pickup. A rideshare driver checks the app for the next ping on Hwy 153 or I-75 near Hamilton Place and drifts across a lane line. In every version, the first calls you get aren't from the rideshare company – they're from adjusters looking for recorded statements.
Why rideshare cases are different.
Uber and Lyft drivers are classified as independent contractors, and coverage depends on which "period" the app was in at the moment of the crash – app off, app on waiting for a ride, or en route with a passenger. Each period triggers a different policy, from the driver's personal auto insurance to the rideshare company's $1 million contingent liability coverage. App data, trip logs, and driver status at the moment of impact are central evidence – and they only exist as long as we preserve them.
Tennessee law puts a one-year clock on your rideshare claim.
The state enforces one of the shortest personal-injury filing windows in the country – the statute of limitations for most rideshare injury claims is just one year from the date of the crash under T.C.A. § 28-3-104. Tennessee's modified comparative fault rule also bars any recovery if you are found 50% or more at fault. Rideshare insurers know both rules, and they routinely call injured passengers within days of a wreck hoping for a recorded statement that shifts blame or minimizes injuries.
How our Chattanooga attorneys build your rideshare case.
At Wettermark Keith, we take those calls so you don't have to. Our team will:
- Send preservation letters to Uber and Lyft to lock down app logs, trip data, and driver status before it's purged.
- Determine which rideshare "period" applied at the moment of the crash and identify every policy that should respond.
- Pull police reports from Hamilton County and the Tennessee Highway Patrol.
- Work with accident reconstructionists and phone-records experts when fault or driver distraction is disputed.
- Identify every potentially liable party – rideshare driver, rideshare platform, any third-party motorist, and all available insurers.
- Build a case designed to beat Tennessee's 50% comparative-fault bar.
We handle claims for medical bills, lost wages, pain and suffering, and – in cases involving drunk, distracted, or reckless drivers – punitive damages.
